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If you are considering moving to Calgary, you are not alone. Many people are moving from Toronto to Calgary, moving to Calgary from Ontario, or relocating to Calgary from Vancouver and Quebec. The lower cost of living, job opportunities, and lifestyle are key reasons people make the move. This guide outlines costs, lifestyle factors, and key advantages and disadvantages of living in Calgary to help you make an informed decision.
Calgary offers a lower cost of living than Toronto and Vancouver, with affordable housing and no provincial sales tax. The job market is strong, particularly in energy, technology, and logistics. While Calgary provides an outdoor lifestyle, high wages, and a growing cultural scene, it experiences extreme weather and has a quieter nightlife than larger cities. If you are wondering, “Should I move to Calgary?”, this guide will help you decide.
Relocating to a new city is a major decision. Continue reading to learn about housing affordability, job opportunities, climate, and what life is like when moving to Calgary from Ontario, BC, or Quebec.
Cost of Moving to Calgary
The cost of moving to Calgary varies depending on distance and moving services. Here is an estimate of the Toronto to Calgary moving cost and costs from other provinces:
| Moving From | Estimated Cost (Full-Service Movers) |
|---|---|
| Toronto | $5,000 - $9,000 |
| Vancouver | $4,000 - $7,500 |
| Montreal/Quebec | $5,500 - $10,000 |
| Ontario (varies) | $3,000 - $8,000 |
| BC (varies) | $3,500 - $7,000 |
Additional costs to consider:
- Driving a vehicle across provinces ($1,000+ for gas and accommodations)
- Temporary housing if needed ($1,500+/month)
- New driver’s license and vehicle registration ($200+)
Housing & Affordability
Calgary’s housing market is more affordable than Toronto and Vancouver. Many people move to Alberta from BC and Ontario due to the lower home prices and living expenses.
| City | Average Home Price (2024) | Rent for 2-Bedroom Apartment |
|---|---|---|
| Calgary | $550,000 | $2,000/month |
| Toronto | $1.1M | $3,200/month |
| Vancouver | $1.3M | $3,500/month |
| Montreal | $550,000 | $1,800/month |
Job Market & Economy
Calgary’s economy is diversifying beyond oil and gas, offering opportunities in:
- Technology (software development, AI, fintech)
- Logistics & Transportation (Amazon, warehousing, distribution hubs)
- Construction & Trades (electricians, plumbers, carpenters in demand)
- Renewable Energy & Clean Tech
- Real Estate Services
- Digital Nomad Hub
Calgary also has Canada’s highest median household income, making it easier to maintain a comfortable lifestyle. Many professionals relocating to Calgary find strong career opportunities and a lower cost of living compared to larger cities.
Healthcare System in Calgary
Alberta offers a publicly funded healthcare system, known as the Alberta Health Care Insurance Plan (AHCIP). This program provides essential medical services at no cost to eligible residents. Unlike some provinces, there is no monthly premium, making it an affordable option for those moving to Calgary.
How to Register for Alberta Health Care Insurance
- New residents must apply for the Alberta Health Care Insurance Plan within three months of arrival.
- Required documents include proof of identity, proof of residency, and immigration or citizenship documents.
- Registration is available online or in person at designated registry offices.
Additional Health Insurance Considerations
- While AHCIP covers most doctor visits, hospital stays, and diagnostic tests, it does not include dental care, prescription drugs, or vision care.
- Many residents purchase a private health care insurance plan to cover additional medical expenses.
- Employers often provide extended health benefits, so it is worth reviewing workplace coverage before purchasing private insurance.
To find the best real estate agents near you, choose an experienced professional. Look for someone with a strong track record. They should understand your goals and help you through the process. Here’s how to find the best realtors in Calgary:
Education and Schools in Calgary
Calgary has a strong education system, offering a mix of public, private, and charter schools known for academic excellence. Families can choose from specialized programs such as French immersion, International Baccalaureate (IB), and Advanced Placement (AP). With a variety of top-rated schools, students have access to quality education at all levels. Best Calgary Schools for 2025.
Top Elementary Schools
- Calgary French & International School, Clear Water Academy, and Master’s Academy & College rank among the best.
- Other notable schools include Sunalta School, Webber Academy, and Renert School.
Top Junior High Schools
- Louis Riel School, Sir Winston Churchill High School, and Dr. E.P. Scarlett High School are highly rated.
- Programs include International Baccalaureate (IB) and advanced science streams.
Top High Schools
- Renert School, Rundle College, and Webber Academy lead in academic excellence.
- Schools like West Island College and Foundations for the Future Charter Academy also offer AP and honors programs.
Other Factors to Consider
- Proximity to schools, school culture, and curriculum variety.
- Public transit accessibility for students.
- Some top schools have waitlists, so early registration is recommended.
Weather & Outdoor Lifestyle
Calgary experiences extreme temperature swings and the famous Chinook winds, which bring sudden winter warm spells.
Pros:
- Most sunshine in Canada (333 days per year)
- Proximity to Banff and the Rockies for hiking, skiing, and outdoor activities
- Extensive city pathways and parks
Cons:
- Harsh winters with temperatures dropping below -30°C
- Short growing season for gardening
City Life & Culture
Is Calgary a nice place to live? The city provides a blend of urban and outdoor living:
- Major Events: Calgary Stampede, Folk Music Festival, Spruce Meadows
- New Infrastructure: Downtown revitalization, new arena for the Flames
- Food & Breweries: Expanding craft brewery and restaurant scene
- Nightlife: Less active than Toronto or Vancouver, but growing with new venues
Disadvantages of Living in Calgary
Many people ask about the disadvantages of living in Calgary before deciding to relocate. Here are some key challenges:
- Cold winters and unpredictable weather
- Public transit is improving but car ownership is common
- Fewer multicultural dining and entertainment options than larger cities, but still above average
Partnering with an Experienced Local Realtor
When buying a home in Calgary, working with a local real estate expert provides a major advantage. A knowledgeable agent can help buyers navigate market trends, community insights, and new developments to find the best opportunities. Top Calgary Real Estate Agents.
How a Local Realtor Helps Buyers
- Community Knowledge – Realtors provide up-to-date insights on Calgary’s neighbourhoods, including schools, amenities, and future growth areas.
- Access to New & Off-Market Listings – Agents know about new developments, pre-construction opportunities, and resale homes.
- Pricing & Market Trends – Local agents analyze real-time market data to help buyers understand pricing, negotiate effectively, and avoid overpaying.
- Guidance Through the Buying Process – From mortgage pre-approval to closing, an agent ensures a smooth, stress-free transaction.
- Understanding Costs – An experienced agent can help you understand your transaction costs, such as lawyer fees or set up fees.
With the right local agent, buyers can secure the best home, in the right community, at the right price.
Final Thoughts
Moving to Calgary is a major decision, but for many, it offers a better work-life balance, lower costs, and access to nature. If you are considering moving to Calgary from Ontario, BC, or Quebec, research job prospects, visit the city, and compare costs before making your move.
